Personal and team plans compared
Personal or team determines collaboration; Plus, Pro and Max determine usage allowance.
Choose by who will use it
A personal plan suits one customer user working independently. A team plan supports collaboration among owners, finance staff and colleagues, with permission-based sharing and a shared usage allowance.
Either mode can cover one or multiple businesses. The number of companies alone does not require a team plan or a separate subscription per company.
Then choose an allowance tier
Plus, Pro and Max offer the same professional AI capabilities, with different allowances. Team Plus, Pro and Max include 3, 5 and 10 customer seats respectively. Additional customer seats do not add AI usage.
Joining a team does not automatically expose private conversations or unshared materials. Owners and administrators also need the actual content permissions to view them.
Managed finance for a single customer
A personal-plan customer can purchase managed finance separately without upgrading solely to invite official service staff. Managed-finance contracts and software subscriptions are separate; new Max subscriptions do not automatically include human finance services.
Official staff use the “Invite service staff” flow. On personal plans, results are shared through links and directory-based member sharing remains a team feature. Choose a team plan when ordinary colleagues need shared materials and collaboration.